Whenever you use your ATM card in other bank ATM machine for at least 3times in a month, you will be charged N65 naira for that month.
The Best and sustainable alternative to MMM is here; GetHelpWorldwide. Click here for details
It is described as charges to maintain bank ATM machines.
Incase you see any strange deductions on your bank account at the end of a month, it may likely be ATM charges deductions of N65 naira.